L’architecte du Réseau Swift au Service de la Bill & Melinda Gates Foundation

Great article (in French) by Simon Souris, journalist at L’Echo, about my work at the Gates Foundation.

Read the article here.


How Chinese Companies Are Planning A Global FinTech Coup

Great article written by Jayadevan PK and Shadma Shaikh for the Factor Daily, looking at the explosive growth of Wechat and Alipay in China.

The companies behind these services are now looking to Africa for expansion, and the article looks at various scenarios on how digital financial services could play out across Africa.

Here is the article. 

Mobile money interoperability is the next revolution in Africa, this is what you need to know

Published on CNBC Africa, 20 Jul 2018

Several regions across Africa are zeroing in on what promises to be a new frontier in the fast-growing digital economy: mobile money interoperability. That means anyone in an interoperable region with a mobile money account can transact with anyone else who has an account, whether they use the same service provider or not. And when that happens, mobile money instantly becomes more useful to more people, enabling them to more easily save, borrow, and transact with all the people and institutions they need to connect with, instead of just those on their same network. When connected with banks, mobile money becomes even more valuable as people have a safe, secure place to store their assets.

Read the rest here – CNCB Africa

Flip-flops and finance: the current state of fintech for the poor

Earlier this year, I spoke to three different audiences of financial services and fintech innovators at three different conferences in Europe. I posed the same question to each one:

What do flip-flops have to do with bank accounts?

Read the rest on  LinkedIn

Advances in Real Time: Challenges and Solutions in Interoperable Payment Systems

In the latest edition of Innovations: Technology, Governance, Globalization by @MITPress, my team explores some of the principles and challenges of creating an inclusive, interoperable hashtag#digitalpayment platform. We also share more information on Mojaloop.

Read on MIT Press Journals

FinTech Prediction For 2018

I was recently asked for my FinTech prediction for 2018. Here it is –

We will see in 2018 the first deployments of real-time retail payments platforms powered exclusively by mobile phone access. Driven by financial inclusion, these super-scalable and ultra low-cost platforms will represent the first steps taken by pioneering countries in Asia and Africa, driven by commercial players in strong collaboration with central banks and governments.

These 100% digital platforms will connect new financial services such as mobile money into an interoperable system connecting mobile wallets to institutional payers and merchants, and traditional bank accounts. These platforms will also enable easy access to payments for the new applications of the future, such as the solar battery leasing companies, transport companies and others.

As usual – a picture is worth a thousand words, so my sketch tries to capture this visually.


Wishing you happy holidays, I look forward to work with you and make this prediction reality in 2018!